Personal finance for Czechia. No sign-up.
Import statements from Fio, Spořitelna and KB.
Log your first expense right after installing — no account, no e-mail. Your data stays on your phone. Turn on sync or your bank connection whenever you want.
What it does
Accounts and net worth
Cash, cards, savings and loans. Assets, debts and net worth on one screen.
Expenses, income, transfers
Seven kinds of transactions, one payment split across categories, a calculator right in the amount.
Scheduled payments
Rent, subscriptions, loan repayments. A reminder ahead of time and one tap to pay right from the notification.
Budget
Limits per category for a week, a month or a year. What is left over can roll into the next period.
Reports
Income and expenses, cash flow, projected balance and net worth over time. Export to CSV and PDF.
Statement import
CSV from Fio banka, Česká spořitelna, KB and more. Transactions you already have are recognised and skipped.
Multiple currencies
Accounts in any currency, ČNB rates for every day — no account needed.
Lock and backups
Face ID or fingerprint. An automatic backup every week, restored with one tap.
Free until you want more
Free
Everything above, with no time limit. No account, data only on your phone.
Cloud
The same data on several devices, iPhone and Android. Requires an account.
Bank
Payments from your bank arrive in the app by themselves. Requires an account.
You see the price in the app before buying. Cancel any time in App Store or Google Play settings.
Questions
Do I need an account?
No. An account is only needed to sync between devices and to connect a bank.
Where is my data?
Without an account, only on your phone — we do not send it anywhere. The exception is dictation, when you start it yourself: the recording is transcribed on the server and not stored. With sync it is also on a server in the EU (Frankfurt).
What if I lose my phone?
You can save a backup outside the phone at any time (iCloud Drive, Google Drive) and restore it on the new one. Or turn on Cloud.
Which banks?
You can upload a statement from any Czech bank: CSV, camt.053, ČSOB XML, MT940 or GPC (ABO). Loaded automatically: Fio banka and Creditas, MONETA Money Bank for sole traders and firms. Payments from other banks load through forwarded e-mail notices. More direct connections are coming; ask for your bank right in the app.
Coming soon to the App Store and Google Play.